5.30.120 Insurance required.
A. Before any permit is issued for any taxicab, river taxi, limousine or bus, the applicant shall furnish to the transportation inspector proof of insurance as evidenced by a copy of the insurance policy currently in effect, issued by an insurance company that is authorized to do business within the state.
B. The insurance required by this section for vehicles with a manufacturer’s rated seating capacity of six (6) persons or less (or, if a mini-van, the seating capacity after seat removal to accommodate baggage) shall provide coverage as follows:
1. One hundred thousand dollars ($100,000) per-person bodily injury limit, three hundred thousand dollars ($300,000) per-accident bodily injury limit, and fifty thousand dollars ($50,000) per-accident property damage limit; and
2. Uninsured or underinsured motorist coverage of one hundred thousand dollars ($100,000) per-person bodily injury limit, three hundred thousand dollars ($300,000) per-accident bodily injury limit, and fifty thousand dollars ($50,000) per-accident damage limit.
C. The insurance required by this section for vehicles with a manufacturer’s rated seating capacity (or if a mini-van, the seating capacity after seating removal to accommodate baggage) of seven (7) persons or more shall provide coverage as follows:
1. One hundred thousand dollars ($100,000) per-person bodily injury limit, seven hundred thousand dollars ($700,000) per-accident bodily injury limit, and fifty thousand dollars ($50,000) per-accident property damage limit; and
2. Uninsured or underinsured motorist coverage of one hundred thousand dollars ($100,000) per-person bodily injury limit, three hundred thousand dollars ($300,000) per-accident bodily injury limit, and fifty thousand dollars ($50,000) per-accident damage limit.
D. Every insurance policy or certificate shall contain a clause obligating the insurer or surety to give the transportation inspector written notice no less than thirty (30) days before the cancellation, expiration, nonrenewal, lapse, or other termination of such insurance, unless the specified policy is for a vehicle which will no longer be used as a taxicab. A lapse, cancellation, expiration, nonrenewal, or termination of insurance coverage shall work as an automatic suspension of any permit for so long as the permittee is without insurance as required by this section, and it shall be a violation of this chapter to provide taxicab service with a vehicle not insured as required by this section. The insurance policy shall list the city as a certificate holder. [Ord. 17-09 § 2; Ord. 15-21 § 2; Ord. 07-19 § 2; Ord. 01-02 § 3.]